This disclaimer (“Disclaimer”) is an agreement between Website Operator (“Website Operator”, “us”, “we” or “our”) and you (“User”, “you” or “your”). This Disclaimer sets forth the general guidelines, terms and conditions of your use of website and any of its products or services (collectively, “Website” or “Services”).


Any views or opinions represented in this website are personal and belong solely to website operator. The opinions do not represent those of people, institutions or organizations that the owner may be associated with. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

Content and postings

You may:

  • print a copy of any part of this website for your own personal, non-commercial use only.
  • not modify any part of the website.
  • submit comments for the content available on the website and/or blog.
  • not post any content that includes any virus or other code designed to limit the functioning of any computer software or hardware.
  • make information available to website operator; granting website operator the unlimited, perpetual right to distribute, display, reproduce, and copy the information.
  • impersonate any other person through the website.
  • not post content that is defamatory, fraudulent, obscene, threatening, or unlawful.
  • not post content that infringes on the intellectual property rights of any other person or entity.


Some of the links on the website may be “affiliate links”. If you click on the link and purchase an item, website operator will receive an affiliate commission. The links are ones that I have used personally, were featured in a post, or would be beneficial to users.

Indemnification and warranties

Website operator guarantees the accuracy, reliability and completeness of the information from this website. Information contained on the website and any pages linked to and/or from it are subject to change at any time.

We reserve the right to modify this disclaimer at any time. Continued use of the website after any such changes shall constitute your consent to such changes.

Acceptance of this disclaimer

You acknowledge that you have read this disclaimer and agree to all its terms and conditions. Accessing this website means you agree to be bound by this disclaimer; if you don’t agree, you are not authorized to use or access the website.

Contacting us

If you have any questions about this disclaimer, please contact us at